Digital Services for Businesses

Two types of mobile applications are available for business customers: the MBH Vállalati App. These applications allow you to manage your finances quickly, securely and conveniently – even on the go.

With the help of mobile applications, you can:

• Check your current account balance.
• Initiate transfers.
• View and download account history and account statements.
• Perform other important banking operations without having to visit a bank branch in person.

The choice between the two applications depends on which predecessor bank you previously held your account with. Both apps are modern, user-friendly, and comply with the strictest security standards.

ViCA is a modern, digital authentication app that provides business customers with a high level of security when banking online. The system is based on two-factor authentication (SCA – Strong Customer Authentication), which means that two different confirmations are required to log in and approve transactions, making unauthorised access significantly more difficult.

With ViCA, you can:

• Log in to the MBH Vállalati Netbank, MBH Vállalati App, and MBH Direct Bank systems.
• Digitally sign your orders and transactions.
• Approve online purchases.
• Reduce the risk of fraud and phishing.

The telephone customer service staff provide fast and professional assistance, so you can manage your finances conveniently, either from your office or on the go, without having to visit a bank branch.

The Telebank telephone customer service is available at 06 80 350 350, which is toll-free from within Hungary, and provides comprehensive support to corporate customers in the most important areas of banking.

Telebank provides assistance in the following matters:

• Bank card administration (e.g. activation, blocking, limit management).
• Corporate investment and savings opportunities.
• Information and administration related to corporate loans.
• Technical support related to electronic banking services.
• Reporting complaints and grievances.

The telephone customer service staff provide fast and professional assistance, so you can manage your finances conveniently, either from your office or on the go, without having to visit a bank branch.

MBH Direct Bank is Windows-based desktop applications that MBH Bank's corporate customers can install on their computers or servers. The purpose of the service is to provide an efficient and secure channel for electronic money transfers between the company and the bank.

MBH Direct Bank is particularly beneficial for companies that perform a large number of financial transactions on a regular basis.

Main advantages:

• Quick and easy installation.
• Can be linked to the company's internal financial system.
• Shortens transaction processing times.

MBH Direct Bank is therefore a complex tool that facilitates and optimises the day-to-day management of corporate finances.

Online Trader is MBH Bank's internet-based foreign exchange trading system, which provides corporate clients with real-time, independent foreign exchange trading opportunities. The following requirements must be met in order to use the service:

• Bank accounts held with MBH Bank: you must have a HUF or foreign currency account opened in the former Budapest Bank or MKB Bank systems, which has been integrated into MBH Bank.
• Technical requirements: you must have the technical background necessary for the system to operate (adequate internet connection, computer, browser, etc.).
• Treasury framework agreement: the customer must have a valid treasury framework agreement that regulates the framework for foreign exchange market transactions.
• Online Trader agreement: a separate agreement specifically for the Online Trader service must also be concluded.
• In the case of forward transactions, additional conditions apply, which are regulated in detail in the framework agreement and the MBH Bank Business Rules.

The system allows your company to execute foreign exchange transactions quickly, flexibly and directly – without the need for a direct treasury contact for each transaction.

Applying for a POS (physical terminal) or VPOS (virtual terminal) required for accepting bank card payments is a quick and easy process at MBH Bank. Follow the steps below:

1. Contact us: First, indicate your request to your corporate account manager or visit any MBH bank branch, where you can start the card acceptance service application process.
2. Consultation: A bank employee will contact you by phone to discuss the terms and conditions of the service and your needs in detail.
3. Installation or integration:
   
   
   • For POS terminals: Our employee will perform on-site installation and commissioning at a pre-arranged time and demonstrate how the terminal works.
   • For VPOS terminals: The bank provides technical support for the development and integration of the online payment system so that you can accept electronic payments in your online store without any problems.
4. Contract: The bank will provide you with the POS/VPOS Card Acceptance Service Agreement and the final documentation after the terminal has been installed or the online system has been activated.

By using this service, your company can offer its customers a secure, fast, and modern payment solution, whether for in-person or online sales.

Qvik is a modern, transfer-based payment solution built on the Instant Payment System, which enables fast, simple and secure electronic payments – without the use of cash or bank cards.

The qvik service includes various digital payment methods:

• QR code payment: the transfer is made using a code scanned from the buyer's mobile device.
• NFC-based contactless payment: payment can be initiated with a mobile phone by physical contact.
• Deeplink payment: a pre-filled transfer that can be initiated via a link sent by the merchant.
• Payment request: at the request of the merchant or service provider, the customer can complete the transfer with a single approval.

Qvik offers businesses the opportunity to accept electronic payments quickly, automatically and cost-effectively without having to operate a POS terminal or bank card infrastructure.

For more information about the qvik service, visit mnb.hu/qvik.